This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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The five states with the greatest price appreciation between the second quarters of 2007 and 2008 were: Oklahoma (4.9%), Wyoming (4.4%), South Dakota (3.8%), North Carolina (3.6%), and North Dakota (3.6%). The five states with the sharpest depreciation for the same period were: California (-15.8%), Nevada (-14.1%), Florida (-12.4%), Arizona (-9.2%), and Rhode Island (-4.8%).
The MSAs with the greatest appreciation over the past year were Houma-Bayou Cane-Thibodaux, LA (9.1 percent), Decatur, AL (6.4 percent) and Charleston, WV (6.0 percent).
Of the 20 ranked cities with the greatest price declines over the last four quarters, all but one (Las Vegas-Paradise, Nevada) were in California or Florida.
The MSAs with the sharpest depreciation over the year were Merced, CA (-34.5%), Stockton, CA (-31.7%) and Modesto, CA (-28.5%).