For all Scorecard items, Fannie Mae and Freddie Mac (the Enterprises) and Common Securitization Solutions will be assessed based on the following criteria:

• The extent to which each Enterprise conducts initiatives in a safe and sound manner consistent with FHFA's expectations for all activities;  
• The extent to which the outcomes of their activities support a competitive, resilient, and liquid secondary mortgage market to the benefit of homeowners and renters;
• The extent to which each Enterprise conducts initiatives with the appropriate consideration for diversity and inclusion consistent with FHFA's expectations for all activities;
• Cooperation and collaboration with FHFA, each other, the industry, and other stakeholders as appropriate; and
• The quality, thoroughness, creativity, effectiveness, and timeliness of their work products.