This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
FHFA Headquarters Privacy Office Contacts: David A. Lee, Senior Agency Official for Privacy & Chief Privacy OfficerStacy J. Easter, Privacy Act Officer
Stephen E. Hart, Privacy Act Appeals Officer
FHFA Headquarters Privacy Office400 7th Street, SWEighth FloorWashington, D.C. 20219Phone: 202-649-3803Fax: 202-649-1073
To submit a Privacy Act request or appeal to FHFA Headquarters send by mail to Privacy Office, Federal Housing Finance Agency, 400 7th Street, S.W., Eighth Floor, Washington, D.C., 20219 or by email to firstname.lastname@example.org.
To submit a Privacy Act request or appeal to FHFA Office of Inspector General send by mail to Federal Housing Finance Agency Office of Inspector General, 400 7th Street, S.W., Third Floor, Washington, D.C. 20219 or by email to FOIA@fhfaoig.gov. See also FHFA-OIG Privacy Program web page: https://www.fhfaoig.gov/privacy.
Please note that all mail sent to FHFA via the United States Postal Service is routed through a national irradiation facility, a process that may delay delivery by approximately two weeks. For any time-sensitive correspondence, please plan accordingly. Envelopes should be marked "Privacy Act Request." Requests submitted after normal business hours (8:30 a.m. to 5:00 p.m., Eastern Time, Monday through Friday), will be deemed received on the next normal business day.
Privacy Act of 1974, 5 U.S.C. § 552a, establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of personally identifiable information about individuals that is maintained in a systems of records (a group of records under the control of an agency from which information is retrieved by a unique identifier, e.g., name, ssn, etc.) by federal agencies. The Act balances the government’s need to maintain information about individuals with the right of individuals to be protected against unwarranted invasions of their privacy.
Access and review records about you, and
Amend information about you that is inaccurate, irrelevant, untimely or incomplete that is contained in an agency system of records.
The Act mandates that the Government:
Informs you why information is being collected and how it is going to be used;
Assures that information is accurate, relevant, complete and up-to-date before disclosing it to others;
Allows you to find out about disclosures of your records to other agencies or persons; and
Provides you with the opportunity to correct inaccuracies in your records.
The Privacy Act requires that a notice describing each system of records be published in the Federal Register for review and comment by the public and other interested parties as part of the prescribe review and approval process.
Listed below are FHFA Headquarters (FHFA-HQ) and FHFA Office of Inspector General (FHFA-OIG) Privacy Act Systems of Records Notices as well as FHFA adopted Government-wide System of Record Notices. Each SORN below describes what, why, and how we collect, maintain, use and disseminate records in our system.
FHFA Headquarters Systems of Record Notices:
Administrative Changes to FHFA Systems of Records Notices (FHFA-1 to 4; FHFA 7-16).
In accordance with OMB Memorandum M-17-06, unofficial consolidated SORNs can be found here.
Government-wide Systems of Records Notices FHFA adopted can be found
FHFA Office of Inspector General Privacy Act SORNs:
FHFA-OIG-1: FHFA-OIG Audit Files Database; FHFA-OIG-2: FHFA-OIG Investigative & Evaluative Files Database; FHFA-OIG-3: FHFA-OIG Investigative & Evaluative MIS Database; FHFA-OIG-4: FHFA-OIG Hotline Database; and FHFA-OIG-5: FHFA-OIG Correspondence Database.
Revised FHFA-OIG SORNS - FHFA-OIG-1; FHFA-OIG-2; FHFA-OIG-3; FHFA-OIG-4; and FHFA-OIG-5; and New SORN FHFA-OIG-6: FHFA-OIG Evaluations Files Database.
A Privacy Impact Assessment (PIA) is an analysis of how Information in an Identifiable Form (IIF) is handled. Conducting PIAs for relevant electronic systems is required under the E-Government Act of 2002 (E-Gov Act) and accompanying OMB guidance published on September 26, 2003. PIAs are intended to ensure that the handling of IIF conforms to applicable legal, regulatory and policy requirements regarding privacy, helps determine the risks and effects of collecting, maintaining and disseminating IIF in an electronic system, and examines and evaluates protections and alternative processes for handling IIF to mitigate potential privacy risks.
IIF includes information that directly identifies an individual or FHFA intends to use to identify specific individuals in conjunction with other data elements. The FHFA uses PIAs to identify and address information privacy when planning, developing, and implementing information technology systems that collect and maintain IIF. The goals in completing a PIA are to:
Make informed policy and system design or procurement decisions regarding the collection of IIF;
Ensure accountability for privacy issues;
Analyze both technical and legal compliance with applicable privacy laws and regulations; and
Provide documentation on the flow of personal information and information requirements within FHFA systems.
Access Control Emergency Contacts Module PIA
Affordable Housing Program/Community Investment Cash Advance System PIA
Content Management Interface PIA
Electronic Time & Attendance System PIA
Federal Home Loan Bank System Directory PIA
FM Systems PIA
HR Navigator PIA
Litigation Support System PIA
National Finance Center's Personnel Payroll System (Redacted) PIA
Office of Conservatorship Status Tracking and Reporting PIA
Office of Personnel Management's Electronic Official Personnel Folder PIA
Office of Personnel Management's Fingerprint Transaction System PIA
Office of Personnel Management's USA Staffing PIA
Oracle e-Business Suite PIA
Plateau Talent Management System PIA
GSA Personal Identity Verification System - USAAccess (HSPD-12) PIA
Send Word Now PIA
TeamMate PIA - FHFB
FHFA Voice Over Internet Protocol (VOIP) and Unified Communication (UC) PIA
Kastle Systems PIA
Office of Inspector General Case Management System - PIA
National Mortgage Database PIA
Client Management System (CMS) PIAOffice of Inspector General GSS PIA
Training Requests Application PIA
JPP/Merit Central PIA
Correspondence Tracking System PIA
MicroPact iComplaints PIA
Emergency Notification System PIA
Transit Benefit System PIA
Metrics That Matter PIA
Visitor Management System PIA
Applicant Tracking System PIA
Personnel Security Database System PIA
Modified GSS to include IAM Module PIA
Modified GSS to include Azure AD Sync PIA
FHFA Headquarters does not have any computer matching notices or agreements.
FHFA Headquarters and FHFA-OIG Privacy Act Regulation 12 CFR Part 1204 (Interim Final Regulation and
Final Rule)FHFA Use and Protection of Personally Identifiable Information (PII)
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