This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
We are gratified that FHFA and the Biden Administration have listened to tenants across the country who have been demanding action. And we thank FHFA for beginning to address the critical need for rent stabilization and other renter protections. Instituting rent stabilization and renter protections will fulfill several provisions of FHFA’s mission and the mission of the GSE’s which it regulates. Specifically, requiring a basic level of stability and tenant protections in all Enterprise-backed transactions helps fulfill safety and soundness requirements, FHFA and the Enterprises’ mission to serve low-income tenants and, by ensuring a more stable housing system, contributes to systemic liquidity. Beyond the specific statutory requirements found in the Safety and Soundness Act and in the Enterprises’ Duty to Serve, FHFA and the Enterprises have a requirement to ensure the Fair Housing Act is enforced and to Affirmatively Further Fair Housing. Current data on renters of protected classes makes it abundantly clear that, to truly affirmatively further fair housing, FHFA and the Enterprises must require tenant protections that reduce disparities in evictions, displacement, and access to affordable rental housing.
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