This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Applications to participate are open until May 31
Climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
FHFA requests your comments on rules open for comment.
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May 22, 2023
Written Testimony of Sandra L. Thompson, FHFA Director, Before the House Committee on Financial Services“FHFA Oversight: Protecting Homeowners and Taxpayers”
Chairman McHenry, Ranking Member Waters, and distinguished members of the Committee, thank you for the invitation to appear at today’s hearing...
May 15, 2023
FHFA Requests Input on the Enterprises’ Single-Family Pricing Framework
Washington, D.C. - Today, the Federal Housing Finance Agency (FHFA) issued a Request for Input (RFI) on Fannie Mae and Freddie Mac’s (the Enterprises) single-family pricing framework. The RFI solicits public feedback on the goals and policy priorities that FHFA should pursue in its oversight of the pricing framework....
May 10, 2023
FHFA Announces Rescission of Enterprise Upfront Fees Based on Debt-To-Income (DTI) Ratio
Washington, D.C. - The Federal Housing Finance Agency (FHFA) today announced that it has rescinded the upfront fees based on borrowers' DTI ratios for loans acquired by Fannie Mae and Freddie Mac...
Climate Change and Environmental, Social and Governance (ESG)
The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.
FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.
Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.
Find out your options and solutions available.
Provide input on matters under review or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest FHFA House Price Index
MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.
MIRS transition index was previously known as PMMS+. Only the name has changed.
ICYMI: The May 19, 2023 Appraisal Subcommittee Hearing video is now available
FHFA Director Testifies Before House Financial Services Committee - 5/23/23
FHFA issues RFI on the Enterprises’ Single-Family Pricing Framework
TECHSPRINT APPLICATIONS OPEN TO MAY 31
FHFA PUBLISHES NEW APPRAISAL DATA AND DASHBOARDS
FHFA House Price Index Up 0.5% in February; Up 4.0% from Last Year
2023 CONFORMING LOAN LIMITS ANNOUNCED FOR FANNIE MAE AND FREDDIE MAC
FHFA Issues Fintech RFI Public Summary of Responses
FHFA Announces Fair Lending Program To Support Equitable Housing Finance
FHFA Climate Change and ESG
FHFA requests comments on rules open for comment
