This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
The proposed Enterprise Capital Requirements are acceptable as written and will protect taxpayers in the future by putting a significant amount of private capital ahead of any explicit or implicit government guarantee. The conservatorship of the Enterprises is nearing its ten-year anniversary and taxpayers remain at risk. The FHFA needs to immediately request and approve capital restoration plans from the Enterprises. Based on the terms of the SPSPA, the government can secure another $100 billion for taxpayers following a 10% return and principal repayment over the last decade.
