This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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I have the impression that the Credit Risk is duplicated for the Retained Portfolio in the Market Risk line item. What the former FHEFSSA formula called Interest Rate Risk, the newly proposed rule says Market Risk comprised for Interest Rate Risk (hedged) + Spread Risk (interest rate widens vs risk-free asset). But the spread of an asset is more related to the credit risk, that is, the market perception of expected losses or default. HERA struck the formula of Risk-Based Capital in the FHEFSSA and it has allowed the FHFA to make up a formula with multiple flaws. Please, simply restore the previous formula. You just have to delete the CRT, Spread Risk included in the Market Risk, Going-concern Buffer and DTA.
