This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
As rightly recognized by FHFA, FnF are specialized insurance companies. Core capital requirements are being imposed on FnF (insurance companies) similar to banks because Bankers and Bank Lobbyists are trying to make the FnF model less competitive, expensive and non-viable. Most of the documents on core capital requirements only talk about these requirements with reference to banks never with reference to insurance companies. Then why FHFA wants to impose the same type of core of capital requirements that are used for bank only? Why FHFA does not want to use only insurance regulatory requirements for FnF?