This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
My comment as a real estate and stock investor is that I strongly support a Financial Market Utility structure for the GSEs as proposed by FHFA, Director Watt, key legisltive Senate and House leaders and many affordable housing, banking and fiscal conservative advocacies. Under Dodd-Frank the utility model needs to be considered under FSOC guidelines and the designation of Fannie Mae and Freddie Mac as non-bank SIFI enterprises. This would require higher capital standards be adopted than this current proposal. There is NO conceivable rationale for not designating the GSEs. My further comment is that shareholders seek to overturn the Amendment 3 provisions, claiming their interests are being undermined when the truth is that share prices for both common and junior preferred stocks have actually risen substantially after the Amendment 3 revised agreement was announced in mid-2012 and actualized in 2013.
