This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
My #1 suggestion, far and away, regarding credit scores - the credit score that a consumer sees when they go through the bureaus to get their "consumer score" should always match the credit score that I see as a mortgage lender when I pull their credit. It is so difficult to explain to consumers why they see a 631 on Equifax's site when they pull it, but I see 602 when I pull it. I know a lot of them track their scores on creditkarma and the like, and it would be much more difficult to control the scores they get from such a site. So perhaps the three bureaus could provide a free credit score along with a consumer's free annual credit report available through annualcreditreport.com?
