Aggregate Enterprise Amortized Original LTV Distribution

Original LTV	UPB Distribution	Wt Avg AOLTV for Range
LTV > 100	.1992%	85.35%
0 < LTV <= 60	26.10%	42.88%
60 < LTV <= 70	17.22%	62.25%
70 < LTV <= 75	11.39%	68.90%
75 < LTV <= 80	29.69%	75.79%
80 < LTV <= 90	8.495%	83.12%
90 < LTV <= 95	5.216%	90.35%
95 < LTV <=100	1.691%	96.25%

Source: RBC Report Combined Enterprise All SF Sold Loans as of 2004Q4

Table 3-59