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News Release

FHFA Announces 2015 Conforming Loan Limits: Unchanged in Most of the U.S.

Limited Number of Counties to see Increase

FOR IMMEDIATE RELEASE
11/24/2014

Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2015 will remain at $417,000 for one-unit properties in most of the country.   The loan limits are established under the terms of the Housing and Economic Recovery Act of 2008 (HERA) and are calculated each year.  

HERA sets maximum loan limits as a function of median home values.  In 46 counties loan limits will rise because those counties experienced increases in local home values.  Although other counties experienced home value increases in 2014, after other elements of the HERA formula were accounted for the local-area limits were left unchanged.

A list of the 2015 maximum conforming loan limits for all counties and county-equivalent areas in the country can be found here.  Methodology questions  concerning the maximum conforming loan limits can be addressed to LoanLimitQuestions@fhfa.gov.

Link to Addendum: Calculation of 2015 Maximum Loan Limits under HERA

Attachments:

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Contacts:

​​​Corinne Russell (202) 649-3032​​ / Stefanie Johnson (202) 649-3030

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