Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2014 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Jan. 26 - Monthly
Feb. 25 - Quarterly
March 22 - Monthly
April 21 - Monthly
May 25 - Quarterly
June 22 - Monthly
July 21 - Monthly
Aug. 24 - Quarterly
September 22 - Monthly
October 25 - Monthly
Nov. 23 - Quarterly
Dec. 22 - Monthly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Our focus is to fulfill the legal responsibilities Congress assigned FHFA as conservator, and preparing the foundationfor a new, stronger housing finance system in the future.
One of the goals in the 2012 Conservatorship Scorecard was for Fannie Mae and Freddie Mac to work with FHFA to conclude litigation associated with private-label securities and whole loan repurchase claims. Fannie Mae and Freddie Mac have been working with counterparties to reach agreements to resolve certain claims related to mortgages sold to them. This initiative is designed to help Fannie Mae and Freddie Mac recover losses from origination and servicing defects that have been, or could have been, paid for by taxpayers.
FHFA continues work on lawsuits filed in 2011 against 18 financial institutions, certain of their officers and directors, and various unaffiliated lead underwriters. The suits allege violations of both federal securities and state laws in the sale of residential MBS to Fannie Mae and Freddie Mac. The complaints, filed under statutory authority granted by HERA, reflect our conclusion that Fannie Mae and Freddie Mac incurred losses because of misrepresentations and other improper actions by the firms and individuals named in the suits.
These complaints are part of our ongoing commitment as conservator to collect money due to Fannie Mae and Freddie Mac because of investments in MBS that did not conform to representations made in offering documents andthe failure of defendants to comply with underwriting guidelines and standards. Our work has yeilded results.
© 2016 Federal Housing Finance Agency