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Welcome to the Government page of FHFA’s website.  This page provides consolidated resources for federal, state and local government personnel who are interested in the nation’s housing finance system.


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Key Legislation


​Short Title (Citation)



Federal Home Loan Bank Act

12 U.S.C. 1421 et seq.
(Public Law 72-304 (1932))

Established the Federal Home Loan Bank System.

​​GPO Text / PD​F


Federal Housing Enterprises Financial Safety and Soundness Act of 1992

12 U.S.C. 4501 et seq.
(Public Law 102-550 (1992))

Primary statutory authorization for FHFA’s regulation of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System, including supervision of housing mission and goals and actions as conservator or receiver for Fannie Mae, Freddie Mac or any Federal Home Loan Bank.

Housing and Economic Recovery Act of 2008

(Public Law 110-289 (2008))

Amended the Safety and Soundness Act to create FHFA, place regulation of Fannie Mae, Freddie Mac and the Bank System under one regulator, enhance supervision of these regulated entities, and enhance FHFA's authorities as conservator or receiver. 






​Federal Home Loan Mortgage Corporation Act

12 U.S.C. 1451 et seq.
(Public Law 91-351 (1970))

Created Freddie Mac and provided authority for Freddie Mac’s activities.

GPO Text / PDF​


Federal National Mortgage Association Charter Act

12 U.S.C. 1716 et seq.
(Public Law 84-345,National Housing Act, Title III (1934), as amended by the Housing and Urban Development Act of 1968)

Created Fannie Mae and provided authority for Fannie Mae’s activities. Amendment in 1968 created the Government National Mortgage Association (Ginnie Mae), supervised by the Department of Ho​using and Urban Development.

GPO Text / PDF

​Find regulations pertaining to FHFA supervision at eCFR.




 Related Information



Quarterly FOIA Report - Second Quarter 201517749<p>​The&#160;Office of Information Policy requires all agencies to provide quarterly reporting for four key FOIA statistics to the Department of Justice. &#160;This report is attended to identify trends and assess agencies' progress throughout the course of the fiscal year.&#160;</p>4/24/2015 2:01:03 PM141http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
Quarterly Performance Report of the Housing GSEs - Fourth Quarter 201417739<h2>The Enterprises</h2><p><em>(Freddie Mac and Fannie Mae) </em></p><ul><li>Combined full-year earnings of $21.9 billion compared to $132.7 billion in 2013 </li><li>Losses on derivatives of $14.1 billion driven by a decrease in longer-term swap rates during the year </li><li>Proceeds from private-label mortgage-related securities (PLS) settlements totaled $10.9 billion in 2014 </li><li>Loan loss reserves decreased $12.0 billion in 2014, mostly due to a decrease in seriously delinquent loans and rising national house prices </li><li>Enterprise MBS issuance continued to trend down in 2014 </li></ul><h2> The Federal Home Loan Bank System </h2><ul><li>Aggregate 2014 income of $2.3 billion compared to $2.5 billion in 2014 </li><li>Aggregate advances increased by 14.5 percent over the year to $570.7 billion </li><li>Advances make up at 62.5 percent of assets </li><li>Aggregate retained earnings increased to $13.2 billion </li></ul>4/23/2015 5:00:59 PM332http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
FHFA House Price Index Up 0.7 Percent in February17733<p><strong>​Washington, D.C.</strong> – U.S. house prices rose in February, up <strong>0.7 percent </strong>on a seasonally adjusted basis from the previous month, according to the Federal Housing Finance Agency (FHFA) monthly House Price Index (HPI). &#160;The previously reported 0.3 percent change in January remains unchanged.&#160;</p><p>The FHFA HPI is calculated using home sales price information from mortgages sold to or guaranteed by Fannie Mae and Freddie Mac. &#160;From February 2014 to February 2015, house prices were up <strong>5.4 percent</strong>. &#160;The U.S. index is<strong> 2.9 percent</strong> below its March 2007 peak and is roughly the same as the January 2006 index level. &#160;</p><p>For the nine census divisions, seasonally adjusted monthly price changes from January 2015 to February 2015 ranged from<strong> -1.3 percent</strong> in the East South Central division to <strong>+1.8 percent</strong> in the South Atlantic division. &#160;The 12-month changes were all positive, ranging from <strong>+2.6 percent</strong> in the Middle Atlantic division to <strong>+6.9 percent</strong> in the Pacific division.</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs on the following pages. &#160;Complete historical data are available on the <a href="/DataTools/Downloads/Pages/House-Price-Index.aspx">Downloadable HPI Data page</a>.&#160;</p><p>​For detailed information on the monthly HPI, see <a href="/Media/PublicAffairs/Pages/Housing-Price-Index-Frequently-Asked-Questions.aspx">HPI Frequently Asked Questions (FAQ)</a>. &#160;The next HPI report will be released May 26, 2015 and will include monthly data for March 2015 and quarterly data for the first quarter of 2015. Future HPI release dates for 2015 are available on the <a href="/DataTools/Downloads/Pages/House-Price-Index.aspx#ReleaseDates">HPI Release Dates page</a>. &#160;</p>4/22/2015 1:00:28 PM1425http://www.fhfa.gov/Media/PublicAffairs/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index Report - February 201517734<p>​The FHFA House Price Index (HPI) reported a&#160;0.7 percent&#160;increase in U.S. house prices in&#160;February from the previous month.&#160;&#160;From&#160;February 2014 to February 2015, house prices were up&#160;5.4&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from&#160;January 2015 to&#160;Febuary&#160;2015 ranged from&#160;-1.3&#160;percent in the&#160;East South Central division to +1.8&#160;percent in the&#160;South Atlantic division.&#160; The 12-month changes were all positive, ranging from +2.6&#160;percent in the&#160;Middle Atlantic division to +6.9&#160;percent in the Pacific division.​</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs in the attachment</p>4/22/2015 1:00:30 PM819http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
Federal Property Manager's Report - January 201517726<p>​​<span style="color&#58;#404040;font-family&#58;'source sans pro', sans-serif;font-size&#58;14px;line-height&#58;22px;background-color&#58;#ffffff;">​</span><span style="border&#58;1pt windowtext;font-family&#58;arial, sans-serif;font-size&#58;10.5pt;font-stretch&#58;inherit;line-height&#58;22px;vertical-align&#58;baseline;margin&#58;0px;padding&#58;0in;color&#58;#404040;background&#58;white;">​The Federal Housing Finance Agency’s (FHFA) Federal Property Manager’s report is transmitted to Congress in accordance with Section 110 of the Emergency Economic Stabilization Act of 2008 (EESA), titled Assistance to Homeowners. Section 110 of EESA directs Federal Property Managers (FPM) to develop and implement plans to maximize assistance for homeowners and encourage servicers of underlying mortgages to take advantage of programs to minimize foreclosures. FHFA is a designated FPM in its role as conservator for Fannie Mae and Freddie Mac. Each FPM is also required to report to Congress the number and types of loan modifications and the number of foreclosures during the reporting period</span><span style="color&#58;#404040;font-family&#58;'source sans pro', sans-serif;font-size&#58;14px;line-height&#58;22px;background-color&#58;#ffffff;">.</span></p>4/20/2015 6:06:13 PM171http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx

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