Welcome to FHFA — the regulator and conservator of Fannie Mae and Freddie Mac and the regulator of the 12 Federal Home Loan Banks

 
FHFA Resources for...
 Home Affordable Refinance Program (HARP)
 
For a mortgage to be considered for a HARP refinance, it must be owned or guaranteed by Fannie Mae or Freddie Mac.
To determine if your loan is owned or guaranteed by Fannie Mae or Freddie Mac, you should contact your mortgage servicer who should verify that information for you.
Also, you may verify it yourself by going to the following link: www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx.

If your loan is a Fannie Mae loan, you may obtain more information on the program, at http://www.knowyouroptions.com/refinance/home-affordable-refinance-program.

If your loan is a Freddie Mac loan, you may obtain more information at http://www.freddiemac.com/avoidforeclosure/harp.html.
 
If your loan is not a Fannie Mae or a Freddie Mac loan, your loan is not covered by the HARP refinance program. You may want to contact your servicer or other lenders to discuss
refinance programs you may be eligible for. For more information see:  FHFA HARP page.
 
Careers Available at FHFA

FHFA:  MORE THAN A JOB - MAKING A DIFFERENCE!

At FHFA employees enjoy all the standard federal benefits plus additional agency benefits, including flexible work sites and schedules as well as a 401K plan administered by T. Rowe Price.
We also are not tied to the traditional government pay system, and our salaries are competitve in the housing finance job market and dependent on education, experience, and work site location.  

For detailed information on open positions and how to apply, click here.

News Center Highlights House Price Information*
News Releases - RSS 2.0

News Releases

- 2014
  April 2 Fannie Mae and Freddie Mac Foreclosure Prevention Actions Top 3.1 Million
  March 27 FHFA Index Shows Mortgage Rates Decrease Slightly in February
  March 26 FHFA Announces $9.3 Billion Settlement With Bank of America Corporation
More
Statements - RSS 2.0

Statements

- 2014
  January 14 Statement of FHFA Director Mel Watt on Fannie Mae Direct Debt Risk-Sharing Transaction
- 2013
  November 12 Statement of FHFA Acting Director Edward J. DeMarco on Freddie Mac Insurance Risk-Sharing Transaction
More
Testimonies & Speeches - RSS 2.0

Testimonies & Speeches

- 2014
  April 15 Remarks of Edward J. DeMarco, Senior Deputy Director, Federal Housing Finance Agency, 19th Annual Financial Markets Conference, Federal Reserve Bank of Atlanta
- 2013
  December 9 Statement of Wanda DeLeo, Deputy Director, Division of Conservatorship, Federal Housing Finance Agency, Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs, "Housing Finance Reform: Fundamentals of Transferring Credit Risk in a Future Housing Finance System"
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House Price Calculator House Price Index
Calculate the current estimated dollar value of your home using FHFA's House Price calculator 

Calculate Download the latest House Price Index for the 4th Quarter 2013 in PDF format HPI
          *HPI Release Dates for 2014 
Housing Market IndicatorsClick here for more information on housing markets and housing finance...
  Mortgage Rates
Freddie Mac's Weekly Primary Mortgage Market Survey Current week (ending April 17, 2014 ) Previous week (ending April 10, 2014 )
30-Year Fixed Mortgages 4.27 % 4.34 %
15-Year Fixed Mortgages 3.33 % 3.38 %
5/1-Year Adjustable Rate Mortgages 3.03 % 3.09 %
1-Year Adjustable Rate Mortgages 2.44 % 2.41 %

House Prices
FHFA House Price Index (HPI) Quarterly
Price Change
(2013Q3-2013Q4)
Four-Quarter
Price Change
(2012Q4-2013Q4)
"Purchase-Only" U.S. Index (Seasonally Adjusted) 1.2% 7.7%
"Expanded-Data" U.S. Index (Seasonally Adjusted) 1.2% 7.8%