This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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(Freddie Mac and Fannie Mae)
Combined full-year earnings of $132.7 billion
Financial results benefited from release of the valuation allowance on deferred tax assets (DTA), rising national house prices, fewer delinquent loans, and proceeds from representation and warranty settlements and private-label mortgage-related (PLS) securities settlements
Aggregate 2013 earnings of $2.5 billion compared with $2.6 billion in 2012
Aggregate advances increased during the year by 17 percent to $499 billion
Advances as a percentage of total assets increased to 60 percent
Retained earnings increased to $12.1 billion
Legal settlements at several Banks related to private-label mortgage-backed securities contributed to earnings