This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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The Enterprises completed 17,121 foreclosure prevention actions in October 2015, bringing the total to 3,612,801 since the start of the conservatorships in September 2008. Over half of these actions have been permanent loan modifications.
There were 10,926 permanent loan modifications in October, bringing the total to 1,879,835 since the start of conservatorships.
The share of modifications with principal forbearanceincreased slightly to 20 percent. Modifications with extend-term only accounted for 48 percent of modifications in October due to improved house prices and a declining HAMP eligible population.
There were 2,744 short sales and deeds-in-lieu completed in October, up slightly compared with September.
The Enterprises' Mortgage Performance:
