This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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Glossaries
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The Enterprises' Foreclosure Prevention Actions:
Approximately 18,700 foreclosure prevention actions were completed in November, bringing the total to nearly 3.4 million since the start of the conservatorships in September 2008. Half of these actions have been permanent loan modifications.
There were more than 11,900 permanent loan modifications in November, down 19 percent compared with October.
About 21 percent of all permanent loan modifications in November included principal forbearance.
Approximately 3,000 short sales and deeds-in-lieu were completed in November, down 21 percent compared with October.
The Enterprises' Mortgage Performance:
The serious delinquency rate declined slightly to 1.91 percent in November, the lowest level since December 2008.
The Enterprises' Foreclosures:
Third-party and foreclosure sales dropped 26 percent to nearly 10,600, while foreclosure starts decreased 22 percent to approximately 21,300 in November.
