This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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Glossaries
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The Housing and Economic Recovery Act of 2008 requires that FHFA submit annual reports to Congress on the guarantee fees charged by the Enterprises. The Act requires an analysis of fees by product type, risk class, and the volume of a lender’s business. The report must also analyze the costs of providing the guarantee and provide a comparison to the prior year. FHFA issued the first report in 2009.
Among the major findings of this report covering guarantee fees charged in 2013 are:
FHFA published a Request for Input in June 2014 seeking public input on a number of questions related to guarantee fee policy and implementation. The input period ended on September 8, 2014, and FHFA is currently in the process of reviewing the comments, which can be reviewed on our website at https://www.fhfa.gov/AboutUs/Contact/Pages/input-submissions.aspx.
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