This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
This Federal Housing Finance Agency (FHFA) report fulfills the requirement of Section 1602 of the Housing and Economic Recovery Act of 2008 that FHFA conduct a study of ways to improve the overall default risk evaluation used with respect to residential mortgage loans and report to Congress on the results of that study. To aid in the preparation of the report, FHFA and the Federal Deposit Insurance Corporation’s (FDIC’s) Center for Financial Research jointly selected seven papers for a public symposium held on September 16th, 2009. This report summarizes and evaluates those papers in the context of previous research and the comments provided by discussants at that symposium. The appendices to the report provide the papers themselves.FHFA is grateful to the FDIC’s Center for Financial Research and its director, Paul Kupiec, for co-sponsoring the September 2009 symposium. FHFA also gratefully acknowledges the contribution of Professor John Quigley of the University of California, Berkeley to the preparation of the report.