This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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Glossaries
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The Progress Report details the following milestones:
Significant progress has been made on the development and initial testing of the Common Securitization Platform (CSP); however challenges, including necessary changes to Fannie Mae’s and Freddie Mac’s technology and business processes, remain before full implementation.
Fannie Mae and Freddie Mac have formally established Common Securitization Solutions, LLC as the joint venture that will own the CSP and related business and operational functions.
Fannie Mae and Freddie Mac have each executed multiple risk-sharing transactions totaling more than $30 billion.
Fannie Mae and Freddie Mac have achieved the Scorecard objective of gradually reducing the less liquid portions of their retained portfolios.
Fannie Mae and Freddie Mac have completed review of pre-conservatorship loan acquisitions and have recovered more than $18 billion in restitution for breaches of selling representations and warranties.