This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Prices fell over the last four quarters in 44 states and Washington, D.C.
Four-quarter price declines exceeded five percent in 22 states and were in excess of 10 percent in eight states.
All nine Census Divisions experienced price declines in the latest quarter. Prices were weakest in the Pacific Census Division, which experienced a 7.1 percent seasonally-adjusted price decline in the quarter and the West South Central Division was strongest, with a seasonally-adjusted decline of 0.9 percent.
The MSAs with the greatest appreciation over the past year were: Decatur, AL (6.6%), Monroe, LA (6.3%), Kingsport-Bristol-Bristol, TN-VA (6.3%).
Of the 20 ranked cities with the greatest price declines over the last four quarters, all but one (Las Vegas-Paradise, NV) was in California or Florida.
The MSAs with the sharpest depreciation over the year: Merced, CA (-49.5%), Stockton, CA (-40.2%), and Modesto, CA (-37.8%).
