Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2014 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Jan. 26 - Monthly
Feb. 25 - Quarterly
March 22 - Monthly
April 21 - Monthly
May 25 - Quarterly
June 22 - Monthly
July 21 - Monthly
Aug. 24 - Quarterly
September 22 - Monthly
October 25 - Monthly
Nov. 23 - Quarterly
Dec. 22 - Monthly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
The top five states with the highest numbers of borrowers that remain eligible for a HARP refinance are Florida, Ohio, Illinois, Michigan and Georgia.
Effective December 1, local community organizations will be given the opportunity to review and purchase foreclosed properties owned by Fannie Mae or Freddie Mac in 18 additional metropolitan areas.
FHFA unveiled an interactive online map indicating the number of estimated "in-the-money" borrowers eligible for HARP in every zip code, county and MSA in the country.
The Duty to Serve Proposed Rule was published on 12/18/2015. The 90-day comment period will end 3/17/2016. To submit comments, view all items open for comment.
The FHFA HPI reported a 1.3 percent increase in U.S. house prices in the third quarter of 2015. From 2014Q3 to 2015Q3, house prices were up 5.7 percent.
Millions of homeowners have taken this route to refinance their mortgages. To see if you qualify visit www.HARP.gov.
HARP - the Home Affordable Refinance Program - has been extended through 2016. HARP was created by FHFA specifically to help homeowners who are current on their mortgage payments, but who are underwater on their mortgages. That is, they owe almost as much or more than the current value of their homes. Check out this interactive online map that shows the numbers of estimated borrowers eligible for HARP in every zip code, county, and Metropolitan Statistical Area in the country. To see if you qualify for HARP go to
Find out your options and solutions available.
Provide input on matters under review
or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest House Price Index for
2015 Q3 in PDF format.
Director Watt discussing the Home Affordable Refinance Program (HARP) extension.
Effective December 1, local community organizations will be given the opportunity purchase foreclosed properties.
FHFA unveiled an interactive online map indicating the number of estimated borrowers eligible for HARP in every zip code, county and MSA in the US.
Rulemaking open for comment
HPI Shows Gains for 17 Consecutive Quarters
© 2016 Federal Housing Finance Agency