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  • Climate change poses a serious threat to the U.S. housing finance system.  FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
  • FHFA requests your comments on rules <a href="/SupervisionRegulation/RegulationFederalRegister/Pages/Open-for-Comment.aspx">open for comment.  </a>

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Releases, Statements, Speeches and Testimony

March 11, 2024​

Director Sandra L. Thompson Statement on the Departure of HUD Secretary Marcia L. Fudge​​​

Secretary Marcia Fudge is an outstanding leader who is a strong advocate for affordable, equitable, and sustainable housing opportunities for all Americans. During her tenure as Secretary of HUD, the country faced numerous housing challenges including recovering from the COVID-19 pandemic, limited affordable housing supply, and the continuing effects of housing discrimination and homelessness...

March 7, 2024​

Director Sandra Thompson's Statement on Title Acceptance Pilot​​​

For many aspiring and current homeowners, closing costs represent a substantial affordability barrier to purchasing or refinancing a home. The Federal Housing Finance Agency (FHFA) continues to focus on ways Fannie Mae and Freddie Mac (the Enterprises) can responsibly reduce closing costs for homeowners in a safe and sound manner...

February 29, 2024​

FHFA Announces Key Updates for Implementation of Enterprise Credit Score Requirements​​​

The Federal Housing Finance Agency (FHFA) today announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac (the Enterprises). Following extensive stakeholder engagement and input, FHFA is aligning the implementation date of the bi-merge credit reporting requirement with the transition from the Classic FICO credit score model. This aligned transition is expected to occur in the fourth quarter of 2025...​

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Spotlight Topics

Climate Change Icon

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.


Suspended Counterparty Program
Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.           

           

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House Price Information

*FHFA HPI Release Dates  
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FHFA House Price Index

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​Housing Market Indicators​​​​

MIRS Transition Index

MIRS Transition Index Release Dates

Index Value
February 2024

6.94
January 2024

​7.49
​December 2023

​7.56
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MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages.  For further information, click here

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House Prices

FHFA HPI-SourceQuarterly Change 2023Q3-2023Q4Four Quarter Change 2022Q4-2023Q4
"Purchase-Only" U.S. Index
(Seasonally Adjusted)
1.5%6.5%
"Expanded-Data" U.S. Index
(Seasonally Adjusted)
1.6%6.4%
© 2024 Federal Housing Finance Agency